Agent Portal: client mortgage guide

Check what mortgage your overseas client could get

Enter a few figures to see a guide to the UK mortgage available for your buyer, the deposit they need and the likely monthly payment. For an own home, it shows the salary your client will need to evidence, so you do not need to know their income. Then send it to your client by WhatsApp, email or as a PDF, with my contact details for the next step.

1Add your details once. They are remembered on this device.
2Enter the property and the rent, or for an own home the deposit.
3Send the guide to your client, or introduce them to me directly.

A guide only. Your client must speak to a mortgage adviser. These figures are not a quote, a mortgage offer or advice, and must not be relied on to make a decision. Only a qualified mortgage adviser can confirm what your client can borrow, after a full assessment.
Standard UK residential property only (not commercial, HMOs, multi-unit or auction purchases). Sharia mortgages (Home Purchase Plans) are not included in these rates. The standard mortgage figures can be used as a guide, although Sharia mortgages usually have a slightly higher rate. Subject to status, the lender's criteria and valuation. Up to 75% loan to value.

Your details

So your client knows who sent the guide, and so any client who gets in touch is credited to you.

Your name Agency

Your email Your phone or WhatsApp

Your client

Optional. The name personalises the guide; the number lets the WhatsApp button open their chat.

Client name Client WhatsApp number (with country code)

Client email

The purchase

What is your client buying?

Buy-to-let investment Their own home

Property name or address (the reference for this guide) Purchase price

Rental income

Estimated monthly rent

Your realistic achievable rent. The lender's valuer will confirm it.

Buying as

Individual Limited company

Monthly payment estimate

Interest rate (5 year fixed)

Mortgage term

Maximum mortgage your client could get

£0

Guide only, not a quote or offer of lending. Your client must speak to a mortgage adviser before relying on these figures.

The figures

Based on rent£0

Maximum at 75% of the price£0

Maximum mortgage (the lower figure)£0

Minimum deposit needed£0

Estimated monthly payment£0

Stamp duty, legal, valuation, lender and broker fees are extra. Your client can estimate these on the stamp duty and buying costs calculator.

Send it to your client

The message includes the property reference, the figures, the guide only notice and my contact details. Here is what your client will see:

Please do not present these figures as advice or as what your client will get. They are a guide only. Your client must contact a mortgage adviser, who will confirm the lenders and amount available after a full assessment.

Send by WhatsApp Send by email

To attach the PDF to an email, download it first and add it to your message.

Or introduce your client to me

Send me your client's details and I will contact them, check which lenders suit their country, income and currency, and can arrange a Decision in Principle, usually within 24 to 48 hours. I will keep you updated on progress, with your client's permission.

John Florey, Specialist UK Expat Mortgage Adviser
Email: john.florey@opesfp.com